
Transcript:
Have you heard of infinite banking? How about velocity banking? These are two different advanced financial strategies that can increase efficiency and give you back control over the banks. How about if we combined it and called it infinite velocity? What is infinite velocity? Well, infinite velocity is using a wealth reserve account, your WRA, which is your whole life policy with a dividend-paying mutual company designed for maximum cash value so that you have access to leverage and borrow against your cash value to deploy that into fill in the blank. That could be to be deployed into paying off debt, it could be deployed into investments, for travel, for weddings, for college, for purchasing your next vehicle. Whatever it is you wanna do in life, you have access to your money, and when you borrow against your whole life contract, it doesn't stop growing. So your, your contract's growing on potentially at around six percent, five point nine to six percent compounding interest, and that includes guarantees and dividends, and it's uninterrupted growth while you borrow against it, so it doesn't stop growing. So your money's doing two to three things at the same time. It's protected by the death benefit. So you have control of when, and you have control of how you pay it back. No one's telling you what's a due date or a minimum payment. There's no credit check. You're in control. So the infinite velocity loop is when you earn income, whether that's your salary, business revenue, commissions, rental income, investment income, and you fund your WRA. You store capital in your wealth reserve account. That builds cash value, guaranteed growth with plus potential dividends, and that increases liquidity, and from there, you borrow against your cash value. So you access your capital without interrupting growth. You deploy the capital into business funding, real estate, debt elimination, investments, equipment, and other opportunities. That then generates cash flow through income, through profits, through savings, or through returns. From there, you repay and recycle. You restore your borrowing power. You increase future capacity, and you repeat the cycle. So this is the infinite velocity loop. This is the strategy which has many call infinite banking Infinite banking is a concept, and you'll learn more about that in another video. This is the infinite velocity loop, where you're using this cash flow through your whole life insurance policy to deploy into other cash flowing assets, including paying off and eliminating debt, which is a debt to wealth transfer. So your traditional money flow is you earn, you spend, you borrow, you pay interest, and repeat. Earn, spend, borrow, pay interest, repeat. Money leaves your control. The infinite velocity flow is you earn, you save, you borrow against assets, you create returns, and repay, repeat. Your money stays working in your system. The key message here is the goal is not to simply save money. The goal is to create a system where your money can continue growing while simultaneously helping you to solve financial problems and create opportunities. Next, see how people use their WRA in real life Watch the next video to see how people use their WRA in real life. And if you wanna see an illustration or a design of how a WRA would work for you, you can schedule a call using the link in the description below, or just go to wealthreserveaccount.com. I hope this video was of value to you. Please make sure you like, subscribe, and share, and let someone know about this information who can benefit from it so that they can start storing their cash flow and their wealth in their own WRA. Take good care. See you soon.
I'm Sebastien Boyer, The Approved Guy, and my mission is to help individuals, families, and business owners create financial clarity through education on wealth-building strategies, business funding, financial efficiency, and legacy planning. Life Insurance, Health, and Annuities License #E056598 FL, CA, OH, TX, MI, SC, CO, MD, TN, PA, NC, MN, GA, NY, IN, NV, ID, WA, VA, CT, LA, IA, AL, NM, MD, WY, OR, WI, NJ, OK
Disclaimer
For Educational & Informational Purposes Only
This presentation and infographic are provided for educational and informational purposes only and should not be construed as financial, investment, tax, or legal advice. The strategies and concepts discussed, including the use of high cash value whole life insurance policies (referred to as “Wealth Reserve Contracts”), are general in nature and may not be suitable for all individuals.
No Investment or Performance Guarantees
Any comparisons made between whole life insurance and bonds are hypothetical and illustrative only and are not intended to represent actual or future performance.
Dividends from participating whole life insurance policies are not guaranteed and are determined annually by the issuing insurance company.
Bond yields, interest rates, and market values fluctuate based on market conditions.
Past performance does not guarantee future results.
Policy-Specific Variables
Whole life insurance policy performance depends on multiple factors including, but not limited to:
Policy design (base vs paid-up additions)
Premium funding levels and duration
Age, health, and underwriting class
Insurance carrier performance
Policy loan usage and repayment
Access to cash value through loans or withdrawals may:
Reduce the policy’s cash value and death benefit
Incur interest charges
Result in tax consequences if the policy lapses or becomes a Modified Endowment Contract (MEC)
Tax Disclaimer
Any references to tax advantages are based on current U.S. tax laws, which are subject to change.
You should consult with a qualified tax advisor or CPA regarding your specific situation before implementing any strategy.
Not a Securities or Investment Offering
This material is not an offer to buy or sell securities or financial products, including bonds or insurance policies.
Bonds are subject to:
Interest rate risk
Credit/default risk
Market volatility
Whole life insurance is not a direct investment in the stock or bond market, but a contractual insurance product issued by a life insurance company.
Individual Results Will Vary
Financial outcomes vary based on:
Individual discipline
Market conditions
Strategy execution
Product selection
No representation is being made that any individual will achieve the same results.
Professional Guidance Recommended
Before making any financial decision, you should seek guidance from:
A licensed insurance professional
A registered investment advisor (RIA)
A qualified tax professional
A licensed attorney (for estate planning)
Agent Disclosure
This material is presented by a licensed life insurance professional. The agent is not acting as a fiduciary, investment advisor, CPA, or attorney unless otherwise stated in writing.
Final Statement
By viewing this material, you acknowledge that you are responsible for conducting your own due diligence and seeking appropriate professional advice before implementing any financial strategy.This is a Paragraph Font